HP 12C Manual de usuario

HP 12c Platinum Financial

Calculator Quick Start Guide

Edition 1

HP Part Number: F2232-90201

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Printing History

Edition 1, October 2008

Contents

Table of Contents

Welcome to your HP 12c Platinum Financial Calculator .............. 1

The Keys................................................................................ 1

Customizing the Calculator ...................................................... 2

Storage Registers and Continuous Memory ................................ 7

Reverse Polish Notation (RPN) Mode......................................... 7

Keys and Functions ............................................................... 10

Basic Financial Calculation Example ....................................... 19

Warranty and Contact Information ......................................... 21

Replacing the Batteries .......................................................... 21

HP Limited Hardware Warranty and Customer Care ................. 22

Limited Hardware Warranty Period ........................................ 22

General Terms ..................................................................... 22

Customer Care..................................................................... 24

Product Regulatory & Environment Information.......................... 28

Contents

Getting Started 1

1GettingStarted

Welcome to your HP 12c Platinum Financial Calculator

This booklet is intended to get you started quickly with the basic features

of your 12c Platinum Financial Calculator. Use it for quick reference. For

more detailed information about the 12c Platinum, refer to the HP 12c

Platinum Financial Calculator User’s Guide. Pages of the user’s guide

are cited throughout this manual, and it is highly recommended you

refer to the user’s guide to thoroughly familiarize yourself with the many

features of your calculator.

The Keys

Many keys on the HP12c Platinum perform more than one function.

The primary function of a key is indicated by the characters printed in

white on the upper face of the key. The alternate function(s) of a key are

indicated by the characters printed in gold above the key and the char-

acters printed in blue on the lower face of the key. See Figure 1.

Figure 1

2 Getting Started

• To specify the primary function printed on the upperface of

a key, press the key alone.

•To specify the alternate function printed in gold above a

key, press the gold prefix key (T), then press the function

key.

•To specify the alternate function printed in blue on the

lower face of a key, press the blue prefix key (U), then

press the function key.

Pressing the Tor Uprefix key turns on the corresponding status

indicator — for g— in the display. After a function key is pressed, the

indicator turns off. Note how function keys for bonds, depreciation, and

clearing are grouped together under brackets printed above the keys in

gold. Unless otherwise indicated, press and release the desired key, or

key combination from left to right. You do not need to press and hold

the keys as with a computer or typewriter.

There are a total of nine status indicators that appear along the bottom

of the display and signify the status of the calculator for certain opera-

tions. When applicable, the descriptions below identify when an indica-

tor appears on screen.

In this manual, the highlighted portion of the key symbol or symbols rep-

resents the active function of the key. Functions above the keys are

spelled out and preceded by the Tfunction key.

Customizing the Calculator

Table 1-1 lists some of the basic functions available for customizing the

calculator. The pages of the HP 12c Platinum Financial Calculator User’s

Getting Started 3

Guide are included for reference. Refer to these pages of the user’s

guide for more information.

Table 1-1 Basic Functions

Functions Display/Description

Turn calculator

on/off

(page 16).

Turns calculator on. Pressing Sagain turns the

calculator off. The calculator turns off

automatically12 minutes after it was last used.

Operating

mode

(page 20).

1. P r e s s T ALG to set the operating mode to

Algebraic mode.

2. Press T RPN to set the operating mode to

Reverse Polish Notation (RPN) mode.

3. Note the “RPN” or “ALG” indicator. RPN is the

default operating mode.

Display contrast

(page 16).

Press and hold T while pressing ; or Z

to adjust the display contrast, darker or lighter,

respectively.

4 Getting Started

Digit separator

(replace

decimal point

with a comma)

(page 17).

1. The default separator is a comma (see above).

2. Turn the calculator off first by pressing S.

3. Press and hold . and then press and

releaseS to change the digit separator from a

comma to a point.

4. Perform the same steps again to change the point

to a comma.

Number display

format

(page 87).

Press and releaseT followed by a number 0-9 to

specify the number of digits displayed to the right of

the decimal point. The default setting is two places to

the right of the decimal point.

Table 1-1 Basic Functions

Functions Display/Description

Getting Started 5

Calendar

format. Month-

day-year

(M.DY) or Day-

month-year

(D.MY)

(pages 37-40).

Press Uq or Up to set the date format.

The default setting is M.DY. The screen above shows

December 3, 2010 in M.DY format.

1. P r e s s Uq.

2. Key in one or two digits for the month.

3. Press ..

4. Key in two digits for the day.

5. Key in four digits for the year.

6. Note: at this point, pressing Rdisplays the

date in the selected number display format.

1. For day-month-year, press Up. Note the

“D.MY” indicator appears.

2. Key in one or two digits for the day.

3. Press ..

4. Key in two digits for the month.

5. Key in four digits for the year.

Table 1-1 Basic Functions

Functions Display/Description

6 Getting Started

Compound

interest (pages

63, 219).

Press VL followed by dates separated by R

to specify the compound interest option for odd-

period calculations of interest (i), Present Value (PV),

Payment (PMT), and Future Value (FV). Note the “C”

indicator appears. The default setting performs

calculations for PV, PMT, and FV using simple

interest. Press VL again to return to the default

setting.

Payment mode

(page 46).

Press Ug to set the payment mode for cash flow

problems. Use Begin mode for payments occurring at

the beginning of the compounding period. Note the

“BEGIN” indicator appears.

Press Uh for payments occurring at the end of

the compounding period. End mode is the default

setting.

Table 1-1 Basic Functions

Functions Display/Description

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